Denver Home Buying Timeline: Week by Week

The Standard Denver Timeline: 8–12 Weeks Total

Weeks 1–2: Preparation

• Initial consultation — establish budget, priorities, and timeline
• Pre-approval submitted — 24–48 hours for initial approval
• Property search alerts set up via Lauft app

Weeks 2–5: Active Search

• Showings begin — expect 8–20 properties before finding the right one
• Market education — understanding what $X buys in each neighborhood

Week 5–6: Offer

• Target property identified — comparables pulled, offer price determined
• Offer submitted with pre-approval letter and earnest money check
• Offer accepted — contract executed, earnest money deposited

Weeks 6–7: Inspection

• Home inspection within 3 days of contract (10-day window)
• Inspection Objection submitted if repairs/credits needed
• Inspection Resolution negotiated and agreed

Weeks 7–10: Loan Processing

• Full loan application submitted
• Appraisal ordered (1–2 week turnaround)
• Underwriting review — expect document requests
• Clear to Close issued

Week 10–12: Closing

• Final walk-through (24–48 hours before closing)
• Closing disclosure reviewed (required 3 business days before closing)
• Wire transfer of down payment and closing costs
• Closing appointment — approximately 1 hour at title company
• Keys received